For home buyers
Buying a home is one of the biggest decisions you will make. This guide walks you through what to expect when you buy with a MORE Realty agent, from getting pre-approved to the day you get the keys. No jargon, no pressure, and straight answers at every step.
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The homebuying process
Every home purchase is different, but the shape of the process is the same. Here is how it works, in plain language.
Before you start looking, talk to a lender about what you can afford. A pre-approval letter tells sellers you are a serious buyer and gives you a clear budget for your search. Your lender will walk you through loan options, interest rates, and the costs involved.
Make a list of what matters most: where you want to live, how many bedrooms and bathrooms you need, and the features you can't live without. Your agent will help you turn that list into a focused search across the neighborhoods and communities that fit your life.
This is the fun part. Visit homes in person when you can, and use video tours to short-list candidates. Take notes, compare, and keep an open mind: the right home is usually the one that checks the boxes that matter most to you.
When you find the right home, your agent prepares a written offer with the price and terms you are comfortable with. They will explain how comparable sales and current market conditions shape a fair offer, and they will negotiate for you if the seller comes back with a counteroffer.
After your offer is accepted, a home inspection is your chance to understand the property's condition. Your inspector will check the major systems and structure; your agent will help you review the report and decide what, if anything, to ask the seller to address.
The final stretch includes the appraisal, final loan approval, title review, your final walkthrough, and signing the paperwork. Your agent and closing team will guide you through each step, right up to the day you get the keys.
One honest note up front: no one can guarantee which home you will find, what you will pay, or how the market will move. What a MORE Realty agent can promise is honest guidance, clear communication, and advocacy at every step of your purchase.
After the offer
Once your offer is accepted, the transaction enters escrow, the period when the sale is completed. The title is reviewed, the appraisal and inspections are finished, your lender finalizes the loan, and any agreed-upon repairs are handled.
Every transaction has its own timeline. Your agent and lender will map out the schedule with you right after your offer is accepted, including every deadline in your contract, so nothing sneaks up on you.
Milestone 1
The title company confirms the property can be legally transferred and clears any issues before closing.
Milestone 2
The lender orders an appraisal, and your inspections confirm the condition of the home and any agreed repairs.
Milestone 3
Your lender completes underwriting and issues final approval for your loan.
Milestone 4
You walk through the home one last time, sign the closing documents, and receive your keys.
Where we help buyers
MORE Realty serves home buyers in Oregon, Washington, Idaho, and New Mexico, including the Portland Metro area and Idaho's Treasure Valley. Our agents personally serve clients across the Portland Metro area and the Treasure Valley, and they bring local knowledge of the neighborhoods and communities they work in.
Our buyer's agents know their local communities and markets, and they will help you search with confidence, wherever your next home is.
Start your search
Tell us where you want to live and what you are looking for. A buyer's agent in your area will reach out to help you get started, whether you are pre-approved and ready to tour or just beginning to explore.
MORE Realty Assistant
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